OUR PLANS

Plan Operation

Intelligence/ Intelligence Pro and Bright/ Bright Pro are multi-functional financial plans that integrate savings, trusts, and financial management. 

After the plan’s related costs are deducted, the total asset contributions are allocated into the assets according to your asset choices. As with all financial investments, the value of the asset fluctuates depending on the performance of the selected assets. Clients can set up join settlors to increase the flexibility of their financial planning.

INTELLIGENCE/ INTELLIGENCE PRO Many a little makes a mickle

Intelligence/ Intelligence Pro are regular savings plans. With a contribution period of 5-30 years, it adapts to your financial planning throughout different stages in life. The Plan offers flexible contribution frequencies and the minimum contribution amount is the only US $300 per month or the currency equivalent. Additional contributions can be made at any time after the plan has been issued to accelerate the accumulation of your assets.

  • Flexibility on adjusting contribution to meet your financial status
  • Multiple bonus
  • Currency selection
  • Joint Settlor and Appointment of Beneficiaries (applicable to Intelligence Pro Plan only)
  • Flexible withdrawal for urgent use or pension needs
  • 24/7 access to your account information online
  • Security of your asset
  • Preferential taxation
  • 30-day cooling-off period
BRIGHT/ BRIGHT PRO Single contribution accelerates your gains

Bright/ Bright Pro are single lump sum contribution plans, which are suitable to fulfill your medium-term financial goal. Your contribution to Bright/ Bright Pro should be at the minimum of US$20,000 or the currency equivalent. You can also contribute US$3,000 or above for each additional contribution at any time. After the Plan becomes in force, withdrawals can be made at any time but subject to a maximum withdrawal amount (if any).

  • Loyalty bonus
  • Currency selection
  • Joint Settlor and Appointment of Beneficiaries (applicable to Bright Pro Plan only)
  • Flexible withdrawal for urgent use or pension needs
  • 24/7 access to your account information online
  • Security of your asset
  • Preferential taxation
  • 30-day cooling-off period
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